Yoad Halm DigitalHousehold Budget & Cost of Living Calculator
Find the household leaks quietly adding pressure. Small leaks can become big pressure when household costs rise.
Open this calculator on your phone and add it to your home screen so it is easy to use when you are checking household costs.
Open in Safari, tap the Share icon, then choose Add to Home Screen.
Open in Chrome, tap the three-dot menu, then choose Add to Home screen or Install app.
Optional household cost sections
Open only the categories that apply to your household. Collapsed cards still show a simple monthly summary after you enter values.
Use the categories that make the most sense. If the same cost could fit in more than one place, enter it once only so it is not counted twice.
Where available, you can enter costs as weekly, fortnightly, monthly or yearly. The calculator converts them into a monthly estimate so the overall picture is easier to compare.
Paste subscriptions, bills, income lines, food, transport, or irregular costs. The calculator will try to match each row to a field, then show a review table before anything is applied.
CSV is useful if you want to open the reviewed rows in a spreadsheet such as Excel, Google Sheets, or Numbers. If you only want a readable summary to save or share, use Copy Summary or Download Text Summary instead.
| Name | Amount | Currency | Frequency | Apply to field | Status | Note |
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This parser runs in your browser. Pasted rows, item names, amounts, and review table values are not sent to Yoad Halm Digital, GA4, Tally, Stripe, or any third party.
Compounded impact of small recurring line items:
No active lifestyle leak entries identified yet.
This section turns your entries into neutral review prompts. It is not advice and it does not guarantee savings. It only points to categories you may want to look at more closely after seeing your numbers.
Click button to update and generate the plain text dashboard log below.
Save a few calculator snapshots in this browser so you can compare them later. This is local to this device and can be cleared.
The free calculator gives you a one-time browser view. A future Pro version may include saved monthly snapshots, month-to-month comparison, recurring bill tracking, and printable reports.
Found a bug, have a suggestion, or need help with a download? Send a short note so the calculator can be improved.
The bonus pack gives you simple worksheets you can use offline or alongside the calculator.
- Household budget tracker
- Weekly spending planner
- Subscription audit checklist
- Bill comparison checklist
- Bill calendar template
- Cost-of-living AI prompts
- What to check first worksheet